Financial Advice | ST Wealth

Our Past Practices

Accountants have been able up until recent years to provide strategic advice in the SMSF space. When the Accountants’ Exemption was removed in 2016, we were required to ensure that staff became appropriately qualified and licenced (under RG 146) to provide the same advice to SMSF’s that was previously provided. The ongoing study, cost of licencing and the ever increasing regulations around providing Statements of Advice have caused George and Andy to undertake a full review of how SaabTeece approaches this service.

Our Mission

SaabTeece are not financial advisers, and have never held ourselves out to be. Our mission at SaabTeece is to challenge our engaged clients, with a view to achieving a better life through financial success. In order to achieve this, it is vital that our clients use their business or hard earned income to grow their wealth over their working lifetime.

Our mantra is that our clients must do “something” with their income while they are earning, to build assets, so that their retirement is comfortable. SaabTeece looks to ensure that business and investments are structured effectively to minimise the tax impact on earnings or upon ultimate sale of assets, but we categorically do not advise on the type of assets our clients should acquire.

George and Andy undertook a careful review of the SMSF area, and in addition to this, kept in mind the fact that we know that our clients need quality Financial Advice. We needed to have the comfort that the Financial Advice is prepared with a clear understanding of the structuring and business advice that SaabTeece provides its clients. We kept this in mind when we met with a number of Financial Advisers and considered a number of different models as to how this might best work for the clients of SaabTeece.

Our Values

A mutual contact introduced us to Andrew Debono and Kristian Zuza. This contact, having known both George and Andy, and Andrew and Kristian for a number of years, felt that our fundamental values were aligned. Client-focused, service-oriented and a refusal to provide anything but the highest quality of advice. These values were discussed in a number of meetings, and George and Andy were clear on what the clients of SaabTeece need and deserve. Over a period of months we held discussions and fleshed out how we could most effectively work together to provide a seamless experience to our SaabTeece clients.

Our Future Service Offering

We are pleased to announce that the end result of these meetings was that George Saab and Andy Teece, along with Andrew Debono and Kristian Zuza, have entered into a Financial Planning venture together, forming ST Wealth. All four parties have an ownership interest in ST Wealth, and given their appropriate training, qualifications and expertise, it is Andrew Debono and Kristian Zuza that will provide Financial Advice to the clients and sign off on all Statements of Advice.



SaabTeece will communicate with ST Wealth details around structuring and tax planning (with authorisation from the client), but SaabTeece (including its Directors, George Saab and Andy Teece) will have no input in the Financial Advice provided by ST Wealth.

Please see below a link to the ST Wealth website.